Our advantages
Simple
  • Online loan application registration without visiting any branches.
  • Unique service for customers with any credit history
Reliable
  • Confidentiality and protection of your data.
  • Easy repayment option
  • We provide solutions for urgent needs
Fast
  • Quick Decision of Digital Loan Application with instant money transfer in bank account.
How to borrow
1
Fill Digital Loan Application
2
Wait for the decision
3
Get instant money in your Bank Account
Apply for a loan
How to apply for a loan
You can repay the loan using these methods
Debit Card
Auto-Debit powered by Cashfree Systems
Your Netbanking
Apply for a loan
FAQ
What documents are required to apply for a loan on Lendplus India platform?

i. Profile Confirmation Document – Pancard

ii. Current Address Proof – Aadhar Card, Passport, Driving License or Voter Id Card

iii. Bank Statement

What is the Interest Rate Charged to the customer on the loan amount?

0.1% per day

When is the Interest Fee paid to the lender?

Interest fee is paid to the lender on the Loan Repayment Date as per loan agreement executed between the borrower and the Lender. Even if the customer repays the loan early, interest amount would be applicable for the tenure of the loan amount approved as a fee to close the loan early.

What is the Service Fee Charged to the customer on the loan amount?

0.1% (plus applicable GST) per day to 1% (plus applicable GST) per day as per the credit profile of the customer. Service Fee will be shared in a block of 10 Days. For example,

i. If loan is paid off on 8th Day of loan tenure, then 10 Days of Service fee plus applicable GST will be charged.

ii. If loan is paid off on 15th Day of loan tenure, then 20 Days of Service fee plus applicable GST will be charged.

iii. If loan is paid off on 29th Day of loan tenure, then 30 Days of Service fee plus applicable GST will be charged.

If the customer is unable to pay the loan for any reason on the due date, the customer will not be assessed any Service Fee past the due date of the loan repayment date as agreed in the loan agreement.

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Customer reviews

Vishal Dev

I have taken cash loans from LendPlus several times. They’re very good, and the customer service is very professional.

02.01.2023

Anita Roberts

For the wedding of my friend, I needed a gift, but my payroll was due after a few days. So I took a loan from Lendplus. The approval of application was received within minutes and shortly after that approval I had funds in my account and I was able to buy the gift quickly.

17.12.2022

Vipra Reddy

The bank rejected my online loan application. I was in need of urgent funds to pay off my bills as I had over spent. I applied on Lendplus and funds were credited to my account in a few minutes.

07.10.2022

Praveen Raj

I have taken multiple online loans from Lendplus. Disbursement is quite fast and Customer Experience is quite high.

11.07.2022